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| Follow the Steps to HBR Success! |
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Testimonials
Fist let me say that my mortgage payment is $1,279. I collect
$1,000 for rent from the second floor. I duplexed the 1st floor
with the basement and now only pay $279 out of pocket to live
in what feels like a mansion of a home. I have rented for over
20 years. Home ownership always seemed a little too far out of
reach for me. I never had the best credit. Nor have I been able
to save enough money for what I thought was needed for a
down payment. But when I sat through the HBR workshop my life literally changed. I
couldn't believe what I was hearing. There are these government backed loans has that only
require a 620 score to qualify and mine was not too far from that. I left that workshop
looking at every boarded up property in and around my neighborhood thinking I could buy
that and get if fixed up. I did just as HBR instructed. I'm lousy at math but it was so easy
to calculate how much I could afford and understand how my budget numbers work. I put
together my team and checked them out thoroughly. My Realtor found me the property we
discussed. The contractor let me know what it was going to cost bring the property up to
HUD standards then discussed my with list which was quite long. I spent a lot of time at
Home Depot and Lowes. We basically built the kitchen around the appliances I chose. Still
can't believe the appliances are included in my loan. My loan officer and I agreed it would be
a good idea to put a few mortgage payments into my loan also to give me some breathing
room. This is all too good to be true. And wow over $100,000 in equity.
Awesome! Marc Washington
$1,000 for rent from the second floor. I duplexed the 1st floor
with the basement and now only pay $279 out of pocket to live
in what feels like a mansion of a home. I have rented for over
20 years. Home ownership always seemed a little too far out of
reach for me. I never had the best credit. Nor have I been able
to save enough money for what I thought was needed for a
down payment. But when I sat through the HBR workshop my life literally changed. I
couldn't believe what I was hearing. There are these government backed loans has that only
require a 620 score to qualify and mine was not too far from that. I left that workshop
looking at every boarded up property in and around my neighborhood thinking I could buy
that and get if fixed up. I did just as HBR instructed. I'm lousy at math but it was so easy
to calculate how much I could afford and understand how my budget numbers work. I put
together my team and checked them out thoroughly. My Realtor found me the property we
discussed. The contractor let me know what it was going to cost bring the property up to
HUD standards then discussed my with list which was quite long. I spent a lot of time at
Home Depot and Lowes. We basically built the kitchen around the appliances I chose. Still
can't believe the appliances are included in my loan. My loan officer and I agreed it would be
a good idea to put a few mortgage payments into my loan also to give me some breathing
room. This is all too good to be true. And wow over $100,000 in equity.
Awesome! Marc Washington
| Single Family Purchase Borrowers Income: $45K Purchase Price: $61.5K Cost to Rehab: $65.5K FHA Loan Amount: $137K After Improved Value: $256K Equity: $119K |
Success Story #2
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Copyright © 2009 Home Buyers Rehab Ltd. All rights reserved.
Some would say that as the owner of Home Buyers Rehab I am
putting myself at risk by exposing a less than perfect image, but
I simply do not agree. I believe honesty and transparency is
lacking in Corporate America today. Shena and I are all too glad
to show you how we did it, so you can to. We describe
ourselves as Average Hard Working Americans. We don’t have
much in savings, the best credit and were renting. Still we were
able to secure our dream home for $569.81 out of pocket and in
less than 30 days.
Click here to see the actual documents that show how we did it.
First you will see the actual contract showing the purchase price
for this 2 unit foreclosure in Oak Park, IL for $207,000, and that
I put up $1,000 earnest money. The contract will also show
how we elected for the seller to reimburse the property taxes
normally paid a year in advance for up to 110%. Then you will
see the request for the seller to pay 5% of the purchase price
toward our closing costs a total of $10,350. Next a page from
my credit report showing on 5/27/2009 my score was 555 and
on 6/18/2009 my score is 653 the near 100 point credit score
improvement is due to Credit Builders International out of
Chicago. Lastly you will see a copy of the settlement statement
from my closing where the bottom line shows Cash To Borrower
is $430.19. Which basically means I put $1,000 into the
transaction and received $430.19 back at the closing table giving
me a total investment of only $569.81. Attend one of our
Workshops or Webinars and learn HOW THIS CAN BE YOU!
Click here to see the HBR Model Home
Warren & Shena Davis - President & Vice President HBR
putting myself at risk by exposing a less than perfect image, but
I simply do not agree. I believe honesty and transparency is
lacking in Corporate America today. Shena and I are all too glad
to show you how we did it, so you can to. We describe
ourselves as Average Hard Working Americans. We don’t have
much in savings, the best credit and were renting. Still we were
able to secure our dream home for $569.81 out of pocket and in
less than 30 days.
Click here to see the actual documents that show how we did it.
First you will see the actual contract showing the purchase price
for this 2 unit foreclosure in Oak Park, IL for $207,000, and that
I put up $1,000 earnest money. The contract will also show
how we elected for the seller to reimburse the property taxes
normally paid a year in advance for up to 110%. Then you will
see the request for the seller to pay 5% of the purchase price
toward our closing costs a total of $10,350. Next a page from
my credit report showing on 5/27/2009 my score was 555 and
on 6/18/2009 my score is 653 the near 100 point credit score
improvement is due to Credit Builders International out of
Chicago. Lastly you will see a copy of the settlement statement
from my closing where the bottom line shows Cash To Borrower
is $430.19. Which basically means I put $1,000 into the
transaction and received $430.19 back at the closing table giving
me a total investment of only $569.81. Attend one of our
Workshops or Webinars and learn HOW THIS CAN BE YOU!
Click here to see the HBR Model Home
Warren & Shena Davis - President & Vice President HBR
Success Story #1
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